TG STUDENT FINANCIAL EDUCATION

The TG Student Financial Education Program is offered at no cost to Texas secondary and postsecondary institutions, as well as certain Texas community-based organizations with missions that focus on college access and success.

Structure of the Program

The interactive TG Student Financial Education Program provides “ready-to-use” training materials  for college access and success professionals to provide to students. The program’s modules are presented in small chunks of memorable content to increase retention. The modules can be mixed and matched in different combinations.

Each module typically contains:

  • A 15- to 20-minute presentation and presenter’s guide
  • A student handout for each participant that includes a section for notes, FAQs, a glossary, and a list of suggested resources for further study
  • Suggestions for activities designed to reinforce learning objectives introduced in the presentation
  • An online program evaluation to be completed by each participant

Contact a TG Student Financial Education Consultant for more details.

Modules

Click on the titles below to learn more about the content of each module.

Financial Literacy
Our financial literacy program is grounded in the Financial Literacy Education Commission’s MyMoneyFive principles, which provide a straight-forward and accessible foundation to help students and consumers build toward financial wellness at every stage of life, focused around the following topics:

Uninformed credit decisions can have lasting effects. Learn types of credit, interest rates, credit reports and scores, kinds of credit to avoid, how to resolve serious debt problems.

Don’t become a victim. We’ll cover the warning signs of fraud, scams, and identity theft and how to respond. Prevention covers recordkeeping, obtaining and interpreting credit reports.

Money management basics for every student – understanding needs and wants, creating spending plans and cash flow statements, methods of tracking your money.

Saving for an emergency, a home, and retirement starts here. This covers different types of bank accounts and why they’re important, explains various investment vehicles.

Landing the job — interviewing and salary negotiation tips. Getting paid — payroll taxes and deductions, hourly (non-exempt) positions vs. salaried (exempt) positions.

Student Loan Counseling

This entrance counseling session is designed for first-time student borrowers. Borrowing is a serious matter, and this session discusses topics students should understand as they take this step. Among other fundamentals, the session covers the master promissory note, types of federal loans, interest capitalization, loan repayment, and other key elements students should understand when making the decision to finance higher education.
This exit counseling session is designed for student borrowers who took advantage of the Federal Direct Loan Program (FDLP) or the Federal Family Education Loan Program (FFELP) and who are soon to enter repayment. The session discusses repayment plan options, loan forgiveness and consolidation policies, interest capitalization, and other key elements borrowers should understand as they leave college and enter repayment.
This training module emphasizes the importance of tracking both federal and private student loans, to achieve successful loan repayment. Students also learn about the implications that loan mismanagement can have on their credit histories.
This training module provides an in-depth review of available repayment plans for federal loans. Students also learn about the impact that certain academic decisions can have on repayment of their loans.

Train-The-Trainer

How do you get started? We train you to offer the program’s modules to aspiring or current college students and their families, and provide you with access to materials that complement the modules. We do this through a Train-the-Trainer program, available either in person for a group or online via webinar.

To request a Train-the-Trainer event, contact your TG Student Financial Education Consultant or complete our online request form.

TG Learning Center

The TG Learning Center is an engaging training resource accessible via myTG, an online portal for accessing TG products and resources. Many TG Student Financial Education Program modules are also available online through the TG Learning Center. This online learning environment expands the program’s reach, making the curriculum available for a broader audience. Once you are signed up to use the TG Learning Center, you can establish a learning plan and start directing students to take their financial education training online.

TG offers the TG Learning Center at no cost to Texas colleges, and to certain colleges outside of Texas that have borrowers with TG-guaranteed loans. Contact your TG Student Financial Education Consultant for more details.

Questions?

For other questions related to TG Student Financial Education Program, send an email message to studentfinancialed@tgslc.org.