INCOME-DRIVEN REPAYMENT APPLICATION TUTORIAL
You’ve selected Married. You’ll want to complete the following sections.
Fill in the areas indicated below with your current information.
Just a reminder, you’ll need to have access to your spouse’s Social Security number, date of birth, and proof of income (such as a pay stub).
- Check the first box to begin an income-driven plan.
- Check the first box to select the plan with the lowest monthly payment.
- Do you have multiple loan servicers? Neither choice will impact your application, but you’ll want to send a separate application to each servicer.
- As part of loan rehab, you are not in deferment or forbearance. Check the first box.
Be sure to include your name and SSN on top of pages 2, 3, & 4.
You need to fill in section 4A and 4C under your situation.
Section 4C is for married borrowers who filed a joint tax return with their spouse.
Fill in the areas indicated below.
Here’s where you will find the list of acceptable documents to prove your income.
Gather the appropriate documentation and move to Section 6. *If you don’t have taxable income, move to Section 6.
Fill in your name and Social Security number.
DO NOT check the box requesting a one-month forbearance; TG borrowers just coming out of the loan rehab program are not yet eligible.