INCOME-DRIVEN REPAYMENT APPLICATION TUTORIAL
To get the most affordable monthly loan payment, you need to complete this application for the Income-Driven Repayment Plan. If you don’t complete this application, your monthly payment will no longer be based on your income. Instead, your required payment amount will be based on a Standard Repayment Plan, which could be higher.
These simple instructions will help you finish the application in about 10 minutes. You’ll need access to your federal income tax return and, if you’re married, your spouse’s income information.
To follow along with instructions that match your situation, choose your marital status below.
If you select “Married,” you’ll need to have access to your spouse’s Social Security number, date of birth, and proof of income (such as a pay stub). If you don’t have that information, choose another option.